Conference Agenda

7:15 am - 8:00 am      Check-In, Breakfast, and Networking

8:00 am - 5:00 pm      Conference Presentations and Lunch

Choices and Consequences

Jerome Mayne, Owner,  Fraudcon, Inc. and Mayne Speakers, Inc.

Jerome Mayne is the founder of Fraudcon, Inc. and Mayne Speakers, Inc., and is a speaker and educator working with professionals in business, finance, and compliance-related fields.

His career in the finance industry began in the early 1990s with Countrywide Funding and Wells Fargo (then Norwest). He later founded two real estate finance companies. In the late 1990s, he was indicted and served a 21-month federal prison sentence related to a white-collar conspiracy stemming from his earlier work in the banking industry.

Following his release in 2001, Jerome has worked with professional associations and Fortune 500 companies across the United States and internationally, delivering keynote presentations, workshops, and continuing education programs focused on ethics, decision-making, and professional accountability.

His audiences have included fraud examiners, auditors, CPAs, and professionals in insurance and real estate finance. Jerome is the author of Diary of a White-Collar Criminal and co-author of the continuing education course Mortgage Fraud and Predatory Lending: What Every Agent Should Know. He has also written articles for industry publications and participated in panel discussions and radio programs related to ethics and fraud awareness.

Inside Financial Crimes: Auto Financing and Banking - Wire Fraud,
Account Takeovers, and Money Laundering

Steve Christian, Director, Anti-Financial Crimes & Compliance, Toyota Financial Services

Steve Christian serves as the Director of Anti-Financial Crimes & Compliance (AFCC) at Toyota Financial Services (TFS) and served as the BSA/AML/OFAC Officer for Toyota Financial Savings Bank (TFSB). In this capacity, he handles developing and advancing preventive strategies to mitigate financial crime risks across the organization. Steve also oversees investigations related to identified fraud and leads efforts to recover losses. He manages multiple teams that collectively establish a robust ecosystem of internal controls, aligned with a future-state target operating model designed to prevent operational fraud losses and support the responsible growth of Toyota Financial Services.

Prior to joining TFS, Steve held the position of Director and Senior AML Experience Owner at United Services Automobile Association (USAA). During his three-year tenure, he was instrumental in building the First Line of Defense (FLOD) program for USAA Bank’s Anti-Money Laundering (AML) operations. His responsibilities included managing AML FLOD operations, developing targeted AML training programs, overseeing staffing and technology development, implementing internal control systems, and initiating the first generation of AML process risk and control inventories and reporting. Steve’s leadership was pivotal in establishing a sustainable, future-proof AML program aligned with USAA Bank’s strategic business objectives.

Before USAA, Steve spent 11 years at Bank of America (2008–2019), where he held various senior leadership roles, including Senior Vice President for Consumer Banking and Enterprise AML. In Consumer Banking, he led a large-scale transformation initiative to develop and implement a comprehensive Know Your Customer (KYC) Profile Refresh and Remediation program. This initiative spanned over 4,500 financial centers and digital platforms, ensuring that more than sixty-five million customer KYC profiles were complete, current, and reviewed periodically. In his Enterprise AML role, Steve collaborated with domestic and international teams to establish internal control frameworks compliant with U.S. and foreign regulatory standards. He also implemented a quality monitoring process to review over 1,500 AML-related controls monthly, ensuring their design and operational effectiveness.

Steve holds the Certified Anti-Money Laundering Specialist (CAMS) certification and earned a bachelor’s degree in political science from California State University, Fullerton. He has been married to his wife, Snehal, for 28 years, and they have two daughters currently pursuing careers in medicine and healthcare.

Hiding in Plain Sight: Vendor Invoice Fraud Inside Routine Work

Rick Roybal, Vendor Audit Manager, Matador Resources Company

Rick Roybal is a vendor risk management professional and auditor with nearly two decades of experience in the oil and gas industry. He currently works at Matador Resources, focusing on vendor compliance and risk oversight. Rick holds a BA in Russian, an MA in Linguistics, and an MBA in Finance & Accounting. His work has been published in ACFE’s FRAUD Magazine and The IIA’s Internal Auditor, and he has spoken at ACFE chapters worldwide, as well as at the 33rd, 34th, and 35th ACFE Global Fraud Conferences.

Autopsy of Fraud from Birth to Life

Lori Varnell, Chief - White Collar Crime and Public Integrity, 
Tarrant County Criminal District Attorney’s Office 

Lori Varnell, J.D., CPA is the Chief White Collar Crime and Public Integrity at Tarrant County Criminal District Attorney's Office. Lori has 25 years of White Collar and Elder Fraud prosecution trial experience. She is Board certified in Criminal Law and licensed as a Certified Public Accountant. She prosecutes complex white collar, elder fraud and computer crime felony cases to jury trial. Lori graduated from Baylor University with a Bachelor Business Administration in Accounting and Computer Information Systems and Southern Methodist Law School with a Juris Doctorate, Cum Laude.

More Speakers Coming Soon!

Panel Discussion: Priorities for 2026

         

Acacia Nolen, Director Compliance & Anti-Fraud, BNSF Railway

Patrice Randle, City Auditor, City of Fort Worth

Camille Stout, Managing Director, Assurance Services, Ernst & Young LLP

Rachel Young, Manager, Pario Forensic Accounting

Moderator: Joshua Stone, Internal Audit Manager, HF Sinclair

More Panelists Coming Soon!

Acacia Nolen leads BNSF's Anti-Fraud team in its mission to detect and investigate fraud and other activities contrary to the law and company policies. The Anti-Fraud team is also responsible for proactively assessing and identifying opportunities to improve controls and delivering fraud awareness training company wide.

Acacia joined BNSF in July 2000 as a management trainee and held roles across multiple departments, including Consumer Products Marketing, Strategic Sourcing, Fuel Management, and Corporate Audit Services, before assuming her current role in 2023.

She earned a Bachelor of Science degree in Mechanical Engineering from the University of Tennessee and is a Certified Fraud Examiner.

Patrice Randle is an experienced local government internal auditor with over 25 years’ experience, most of which was in a chief audit executive capacity. 

As a local government internal auditor, Patrice has conducted and directed a myriad of operational, compliance, construction, and investigative audits for municipalities that operate under a council-manager form of government.  Patrice’s internal auditing experience has encompassed the entire audit process (from conducting the risk assessment through following up on the implementation status of prior audit recommendations), under guidance established within government auditing standards. 

Patrice’s internal audit career began as an entry level auditor in the Dallas City Auditor’s Office, where she was primarily responsible for conducting grant/compliance audits.  Following her tenure with the City of Dallas, she worked as a senior auditor at the Dallas Area Rapid Transit, where she gained experience in auditing for efficiencies and effectiveness.

Patrice then undertook the opportunity to establish an internal audit function at the City of Irving.  While at the City of Irving, she conducted operational, compliance, and investigative audits, and was actively involved in recommending and testing controls during pre- and post-system implementations.  After serving the citizens of Irving, the Arlington Mayor and City Council (and subsequently the Fort Worth Mayor and City Council) appointed Patrice as their City Auditor.  While at the cities of Arlington and Fort Worth, Patrice conducted and directed operational, compliance, construction, investigative, and information technology audits that resulted in improved efficiencies, effectiveness, and enhanced revenue, as well as cost savings, cost recoveries, and cost avoidances.

After retiring from the City of Fort Worth in December 2021, Patrice launched her own internal auditing services firm, Randle Consulting, LLC.  She returned to the City of Fort Worth in February 2024 to serve as Interim City Auditor.  Effective July 2024, the Fort Worth Mayor and City Council appointed Patrice to again serve as its City Auditor. 

Patrice is a licensed certified public accountant.  In a consultatory capacity, she currently serves as a member of the Fort Worth Independent School District’s Audit Committee.

Rachel Young, CPA, CFE is a Manager with Pario Forensic Accounting. She works on financial condition analyses, fraud and misappropriation investigations, business income and extra expense claims, lost profits cases, and more. She has provided expert witness testimony in deposition and assisted with preparation of expert accounting evidence for use in mediation and trial. Rachel has a bachelor’s degree in accounting and a master’s degree in forensic accounting.

5:00 pm      Closing Remarks